CAPITOL ONE REDEEM MILES HOW TO

Only the Capital One QuicksilverOne Rewards card carries an annual fee of $29. The Quicksilver line of cards all offer a uniform 1.5% cash back on purchases.

One cash back cent can be converted to one mile.Ĭurrently, there are seven cards that earn cash back: seven personal cards under the Quicksilver and Savor brands, and four business cards under the Spark brand. Capital One Cash Back Credit CardsĪn interesting feature of Capital One’s cash back credit cards is that you’re allowed to convert cash back to miles, as long as you also hold a miles-earning card. If you’re eligible, you’ll need to go through your Capital One relationship manager to apply for the card. There’s also the Capital One Venture X Business card however, it’s only available to certain Capital One business clients. While its miles-earning power is lower than the Spark 2x Miles card, its welcome bonus is typically the same at 50,000 miles. Meanwhile, Capital One’s no-fee small business card is the Spark 1.5x Miles Select card, which carries a slightly lower 1.5x multiplier for spending. With an annual fee of $95, its usual welcome bonus is 50,000 miles upon spending $4,500 within the first three months of opening. Its welcome bonus is usually modest, ranging from 20,000 miles to a high of 40,000 miles.įor business cards, Capital One’s top-tier offering is the Spark 2x Miles card, which earns an unlimited 2x miles as its primary feature. Lastly, the Capital One VentureOne is the entry-level personal card that carries no annual fee. Like the Venture X, the Venture Rewards’s welcome bonus ranges between 75,000 and 100,000 miles however, given its lower annual fee, its travel benefits are limited to a $100 credit for Global Entry or TSA PreCheck and three complimentary airport lounge visits.

The mid-tier counterpart of Capital One Venture X is the Capital One Venture Rewards, which commands a modest $95 annual fee. The Venture X also comes with a slew of travel perks, such as unlimited airport lounge access and Hertz President Circle status. It’s also possible to get targeted offers that are higher than publicly available offers, and you can check through this landing page if you’re eligible for one.įive credit cards earn Capital One miles directly: three personal cards under the Venture brand, and two business cards under the Spark brand.Ĭapital One’s flagship personal credit card is the Capital One Venture X, which is seen as a competitor to other high-end cards, like the Chase Sapphire Reserve and the Platinum Card by American Express.Ĭapital One Venture X usually offers a welcome bonus in the range of 75,000 miles, although it has previously been as high as 100,000 miles.Īside from the generous welcome offer, the card’s hefty annual fee of $395 is offset by a $300 credit for Capital One Travel, a $100 experience credit with the Premier Collection of luxury hotels, and a $100 credit for Global Entry or TSA PreCheck. Some cards may not even offer bonuses at all. The amount you can earn through signup bonuses is different for every card, and the offers change from time to time. In addition, miles can also be earned in a roundabout way through five cash back credit cards. Currently, 12 credit cards comprise the Capital One lineup.Ĭapital One miles can straightforwardly be earned through seven personal and business credit cards. The easiest way to rack up Capital One miles is through credit card welcome bonuses. Earning Capital One Miles Through Welcome Bonuses

CAPITOL ONE REDEEM MILES HOW TO

In this guide, we’ll cover everything there is to know about Capital One miles, including how to optimize your earning and redeeming within the program. Alternatively, you can simply redeem your miles for statement credits. Then, as you accumulate Capital One miles, you can transfer them to a long list of partner loyalty programs and redeem them for aspirational luxury travel.

With its range of 12 credit cards, Capital One lets you earn miles easily through lucrative welcome bonuses and everyday spending.

Capitol one redeem miles